Everyday money
See your accounts together, pay bills and build a budget. A clearer way to manage the day to day.
Simplify the everyday
Your accounts, payments, currencies, investments and home loan options, together in one app. Understand your money and plan ahead with Xara.
Australian-built In development

One app. Your whole financial life.
From staying on top of bills to buying your first home, explore what we're building for you.
See your accounts together, pay bills and build a budget. A clearer way to manage the day to day.
Simplify the everydayHold supported currencies and send money overseas. For travel, sending money home and life between countries.
Explore global moneyFollow your portfolio alongside your everyday money. Keep the future you're building in view.
See investing plansExplore mortgage rates and broker support, whether you're buying a home or considering a refinance.
Explore home loansAll products are in development, subject to approvals and partner availability.
Your money, together
See your everyday money and what you're building, without piecing it together across apps.
Cash, investments and credit in a single financial overview.
Payments, bills and adding money, close at hand.
Bring budgets, goals and your bigger decisions into focus.
Meet Xara · Your financial assistant
Ask everyday questions, understand your spending and work through what comes next.
Get a clearer answer to everyday money questions. This preview explains what a direct debit is. Check the details before acting.
Review actions before you confirm.
Get to know XaraHome loans · In development
Buying your first place or rethinking your current loan? We're bringing mortgage rates and broker support into the same place as the rest of your money.
Explore our home loan plansCompare mortgage rates, costs and features, with the details that help you understand your options.
Consider repayments alongside your budget and the other things you're working towards.
Get help with the questions, options and steps involved in a home loan.
Built around your control
Consent and clear data access controls are central to how we're building Nexara.
Xara's app experience puts a review step in front of actions. You make the final decision.
We're in development. Product terms, fees and provider details will be shared before services launch.
A few things to know
Get to know Nexara before you join.
Why we're building itNexara is an Australian fintech building one app for connected accounts, wallets, payments, currencies, budgeting, investing and home loan options, with Xara to help you understand the bigger picture.
Nexara is in development. The screens here show the app we're building. Join the waitlist for early access updates. Joining does not open a financial account or guarantee access.
We're starting with people in Australia who want less money admin: from managing everyday spending and money overseas to building investments, buying a home or refinancing.
Connected accounts are part of our plans, so you can bring supported existing accounts into one view. Supported institutions and connection details will be confirmed before launch.
We're building mortgage rate comparisons and mortgage broking alongside the rest of your finances. Live rates, lender coverage and the broking service are not available on this website yet.
Pricing, fees and product terms will be published before the relevant services launch. There is no charge to join the waitlist.
Early access · Australia
Be among the first to hear when Nexara is ready. Join for early access updates and a closer look at what we're building.
In development. Unsubscribe any time.